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Why Most High School Graduates Can’t Manage Money

High school graduation hats high

As a teacher who has worked throughout the educational system I have witnessed the lack of financial instruction provided in our schools. The inadequate financial education that most young people receive, unfortunately, doesn’t always manifest itself until years down the road. Market Watch states that more than 60 percent of American adults have less than $1,000 in savings and no cash for emergencies. An insufficient understanding of basic money management principles is having a profound impact on the long term financial stability of millions of Americans. The following information discusses why financial classes are generally not being offered, the impact this is having on America’s financial practices, and solutions to this growing problem.

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CheckWorks, Inc. Announces Donation to PIASC RAISE Foundation

Kid Creativity Education Concept Child Learning Art Mathematics Formula School Boy Ideas on Black Chalk Board

CheckWorks, Inc. is pleased to announce their donation through the PIASC to the RAISE Foundation fundraising campaign for SkillsUSA.

CheckWorks, Inc. is delighted to make a donation to the PIASC Raise Foundations fundraising event. The Printing Industries Association, Inc. of Southern California (PIASC) is participating in a fundraiser for the RAISE Foundation. The foundation is responsible for many educational events designed to benefit graphic arts education, including: T-shirt competitions, design and production competitions, literacy campaigns, merit badges for the Boy Scouts of America, and Skills USA.

The organization chose to have their donation go to the Skills USA, which provides grants so that students can compete in Skills USA as long as they participate in RAISE competitions. Skills USA championship events begin at the local level and showcase the best and the brightest with winners at the local level advancing to state competitions and state winners advancing to national competitions.

The purpose of the competition is to reward students for excellence while involving industry leaders in the evaluation process in hopes of identifying leaders of the future in various industries. Competitions are held in a wide variety of fields, including: robotics and automation technology, web design, technical computer applications, carpentry, graphic imaging sublimation, graphic communications, firefighting, 3-D visualization and animation, and advertising design – to name a few.

The main event actually consists of more than 100 separate events involving more than 6,000 contestants and requires nearly 1,500 judges, contest organizers, and others to pull off. CheckWorks, Inc. believes it is a worthy investment because the event helps to prepare the students of today who participate to be industry leaders of tomorrow in their perspective fields.

Each year’s SkillsUSA competition will have a unique theme. The theme for the 2015-2016 year is: “SkillsUSA: Champions at Work – Connecting You to Career Success.” The theme needs to be prevalent, appearing in the chapter display, prepared speech, and promotional bulletin board.

CheckWorks, Inc. is excited about what contests like the SkillsUSA competition mean for the students of today and the futures of many industries.

Business Insurance: What You Need to Know

Destroyed building remains from a fire blaze

 

25% of businesses that encounter a disaster—whether it be a fire or a lawsuit—never reopen their doors. It’s a sobering statistic, and one that should leave business owners questioning their own insurance coverage. Whether you run a small business or a large corporation, having business insurance is a must for protection and added peace of mind in the event of a disaster. Unfortunately, many business owners lack an understanding of this type of coverage and don’t know the first steps to protecting their own businesses.

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The Pros and Cons of Buying a Franchise

SAMARA RUSSIA - AUGUST 30 2014: Burger King fast food restaurant in hypermarket Ambar. It is the second largest fast food hamburger chain in the world

 

By Jurissa Ayala

Buying a franchise is one of the best ways to start and run a successful business. The most visible examples of thriving franchises are in the fast food industry (Burger King, KFC, etc.), but there are numerous strong franchise businesses in almost every other market space, from plumbing to child care to management consulting. The initial investment varies as well, from tens of thousands of dollars for some personal services businesses to millions for national restaurant and hotel brands. While each franchise is a unique opportunity, before you buy a franchise consider these general pros and cons.

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3 Common Financial Mistakes Businesses Make and How To Avoid Them

 

Female Stall Holder At Farmers Fresh Food Market

Starting a business is exciting.  Suddenly, you are pursuing your dream and hoping to make money in the process.  But according to Bloomberg, eight out of ten entrepreneurs who start businesses fail in the first 18-months.  What can be done to prevent your own failure?  Here are three major pitfalls business owners find themselves in.

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Have You Overlooked These Two Powerful Marketing Tools? Part II: Social Media

MILAN, ITALY - SEPTEMBER 14, 2014: Logotypes of famous Internet social media and social network brand's like Facebook Twitter Linkedin YouTube Google Plus Myspace and Pinterest printed on hanged tags.

 

By MJ Plaster

In Part I, we looked at blogs as a tool to engage and inspire your audience and to build trust. Part II covers an honest look at social media, its demographics, uses and best practices. Overlook these two powerful marketing tools at your peril because the ROI is significant in keeping your base and expanding it.
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Have You Overlooked These Two Powerful Marketing Tools? Part I: Blogging

Checkworks-Pinterest-Blog-Post-12

By MJ Plaster

Back in the Dark Ages of the 20th century, customers knew merchants and did business with those they knew and trusted. Big-box stores such as Wal-Mart, big-box services such as H&R Block and online retailers such as Amazon offer little opportunity for you to get to know them. Their sheer size and impact make customers comfortable, but the typical business doesn’t have that advantage. People want to connect, especially with online providers. Connection builds trust, and people will do business with you if they trust you. If you want to bring customers into your fold with minimal expense, read on to find out what no longer works, and what two powerful marketing tools can engage your customers.
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Smart Spending For The Holidays

holidays, present, christmas, childhood and happiness concept - close up of child and mother hands with gift box over shopping center background

 

By : Jurissa Ayala

Tis the season for shopping and, for most people, overspending. You don’t have to let that be your tale for morning after Christmas regret. You can spread holiday cheer without breaking the budget. These tips and tricks will help you resist impulse buying throughout the holidays so your New Year doesn’t begin in budget jail.

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CheckWorks: The Story of Real-Life Pioneers

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CheckWorks began blazing trails in the bank printing business four years after the end of World War I when Aloysius J. (Al) Uniack Sr. emigrated from Canada and made California his home. When epic advances have been made in check printing, the Uniacks have been at the epicenter of the innovations. First Al Sr., then his sons and now his granddaughter, carry the banner of innovation into the future. Join us as we journey through history with the Uniack family.

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