Author Archives: Peter D

Five Tips For Finding Financial Freedom In 2017

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Financial freedom can be difficult to obtain without the right habits and rules established. For those who live paycheck to paycheck, it can be challenging to plan for the future or enjoy life while living on limited funds.

To obtain financial freedom in 2017, there are a few important tips to follow that will prove to be effective.

Pay Off Debt

Debt is one of the main inhibitors of growing your wealth due to money that must be repaid in addition to interest, which can add up to thousands of dollars each year. Continue reading

Helping Your Employees Be More Productive

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As an employer or a manager, it is your job to make sure that your employees are doing their job. Furthermore, it is your job to make sure that they are working to their highest potential. Let’s take a look at some ways that you can figure out if your people aren’t working their hardest and how to help them get more done.

How Do You Know That There Is a Productivity Issue?

There are many ways that you can determine if there is a productivity issue in the workplace. First, you may notice that some employees are able to get more done during the day than others or that they have accomplished more in previous months or years. Second, you may notice that orders aren’t getting fulfilled or that items aren’t being delivered to clients on time. Finally, you may notice that workers seem listless or otherwise not engaged in their work, which could indicate that they are burned out or overwhelmed. Continue reading

5 Ways You Can Start Saving More Money Today

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No matter how much money you make, there can be times when you wish that you had more money in the bank or were able to save more for retirement. The good news is that there are many easy steps that you can take to save money today. Let’s take a look at some of the specific actions that can reduce your expenses right now.

Get Rid of Anything That You Don’t Use

If you find that you only watch television on Sundays when your favorite football team is playing or only watch the nightly news, you may not need the digital cable package. Replacing the $150 a month cable bundle with an antenna can save thousands of dollars a year without compromising your quality of life. Getting rid of your smartphone for a prepaid standard phone is another great way to save hundreds or thousands a year without altering your lifestyle. Continue reading

5 Areas Where Businesses Typically Spend Too Much

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Small business owners are the backbone of the United States. They started with a vision, worked harder than they ever have before to make it happen, and they should be taking pride in their drive and determination. Unfortunately, a staggering number of small businesses fail and, with them, the dreams of their owners.

Most small business failures are due to money management mistakes. Understanding some fairly simple ways that small businesses waste money can help entrepreneurs avoid these pitfalls and increase the likelihood of their own success. Continue reading

5 Things Football Can Teach You About Running An Office

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They say that sports have a lot of life lessons to offer. There is a lot of truth to that. This is particularly true for team sports like football. Football is the biggest of the team sports as far as the number of players that are needed to form a team.

With so many components to manage in a football team, football coaches are a lot like office managers. They have to find a way to mesh many individuals together to form a cohesive team that gets things done. With that in mind, here are five lessons football can teach you about running an office. Continue reading

Five Personal Finance Lessons To Pass On To Your Kids

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Most parents know that they should talk to their child about drugs and alcohol, and many adults are willing to sit down and have a conversation about the birds and the bees. However, when it comes to money, many parents are lacking. About twenty percent of parents have never really spoken with their kids about the importance of managing finances. Continue reading

Does Your Small Business Need To Hire An HR Director?

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When you have a great idea for a product or service, you might want to build up your company’s workforce gradually. Of course, you don’t want to increase your head count before it is financially feasible to do so.

At a certain point, you might need to hire a Human Resources (HR) Director. When do you know that it is the right time to hire an HR Director?

Human Resources by Industry

Are there any industries that should add an HR Director sooner? The service industries – contractors, landscaping and beauty – might be able to handle more workers without adding someone to oversee a department. Many of these jobs are on-site, so there is less time spent in any formal office environment. Continue reading

Five Personal Finance Lessons You Didn’t Learn In School

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The typical education curriculum generally leaves a disappointingly large amount to be desired when it comes to financial education.

The following things are some of the most important financial lessons that just aren’t taught in school, but should always be taken to heart.

Saving is more important than earning

Plenty of people love the idea of making lots of money, but one of the biggest financial lessons to learn is that it’s more important to focus on not losing money. Unnecessary spending is one of the biggest personal obstacles for people of all income levels, and so it is essential to learn how to set up a budget a precisely as possible. Continue reading

Taking a Hard Look at Your Employee Benefits Packages

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Providing reasonable benefits to your employees is a standard part of procedure. However, you want to do more than offer just the basics. Instead, you want to ensure that you examine the packages to offer your employees fair benefits for their work. Doing so can help to increase morale, which can then have a positive impact on the success of your business. Continue reading