There are a lot of myths and misconceptions about credit cards. Believing these myths can cause you to waste a lot of money. That is why it is important to separate the myths from the facts.
Myth: I do not Need a Credit Card
Fact: Many people believe that they do not need a credit card. They think that it is best to use a bank debit card, cash or prepaid card. You do not necessarily need a credit card, but there are a number of benefits that you can reap from having one. If you use your credit card responsibly, then you can increase your credit score. You can also get rewards when you use your credit card. Continue reading
We all need to buy expensive things at one point in our lives. It could be something really expensive like a new house or a new car, or it could be a big ticket item like a complete home entertainment system. If you find it too difficult to save for something big, simply follow our suggestions below. These tips will definitely help you make that purchase in no time at all.
Over the last few decades, sociologists and behavioral psychologists have been conducting research into business success. Some of the most controversial research has been centered on the arguments framed by Malcolm Gladwell, a respected author whose thought-provoking book Outliers: The Story of Success suggests that luck has a lot to do with business success.
Unfortunately, Gladwell’s observation and research have been widely misunderstood. Gladwell chooses subjects who have experienced monumental success, people such as Bill Gates and Paul Allen, founders of Microsoft. It so happens that these two talented and hard-working individuals experienced a series of lucky breaks in their respected lives; however, they understood how to work those lucky breaks to their advantage. Continue reading
We have entered year of the fire rooster according to Chinese astrology. Whether you believe in astrology or not, your business can benefit from lessons the fire rooster has to teach us. Each animal of the Chinese zodiac calendar represents traits people want to embody and qualities that people struggle with. Here is a list of the main business finance lessons year of the rooster teaches: Continue reading
There’s a constant battle in life between saving and spending money. You want to enjoy life each day with a decadent cup of coffee, but that trip to Jamaica is calling your name. There are some strategies in life that can help you save money while enjoying it at the same time. You simply need to sit down, look at your financial reality and make some plans today. Continue reading
Those who want to start their own business and find success in 2017 must have a plan established to gain financial independence and stabilize the business. For many people, it can be easy to make mistakes that can lead to financial disasters due to a lack of experience or resources.
To ensure that you start your business on the right financial foot in the new year, there are a few important tips to follow that will prove to be effective long-term. Continue reading
Financial freedom can be difficult to obtain without the right habits and rules established. For those who live paycheck to paycheck, it can be challenging to plan for the future or enjoy life while living on limited funds.
To obtain financial freedom in 2017, there are a few important tips to follow that will prove to be effective.
Pay Off Debt
Debt is one of the main inhibitors of growing your wealth due to money that must be repaid in addition to interest, which can add up to thousands of dollars each year. Continue reading
As an employer or a manager, it is your job to make sure that your employees are doing their job. Furthermore, it is your job to make sure that they are working to their highest potential. Let’s take a look at some ways that you can figure out if your people aren’t working their hardest and how to help them get more done.
How Do You Know That There Is a Productivity Issue?
There are many ways that you can determine if there is a productivity issue in the workplace. First, you may notice that some employees are able to get more done during the day than others or that they have accomplished more in previous months or years. Second, you may notice that orders aren’t getting fulfilled or that items aren’t being delivered to clients on time. Finally, you may notice that workers seem listless or otherwise not engaged in their work, which could indicate that they are burned out or overwhelmed. Continue reading
No matter how much money you make, there can be times when you wish that you had more money in the bank or were able to save more for retirement. The good news is that there are many easy steps that you can take to save money today. Let’s take a look at some of the specific actions that can reduce your expenses right now.
Get Rid of Anything That You Don’t Use
If you find that you only watch television on Sundays when your favorite football team is playing or only watch the nightly news, you may not need the digital cable package. Replacing the $150 a month cable bundle with an antenna can save thousands of dollars a year without compromising your quality of life. Getting rid of your smartphone for a prepaid standard phone is another great way to save hundreds or thousands a year without altering your lifestyle. Continue reading