Category Archives: Personal Finance

Carrying Cash In a Cashless World

For decades, the world has slowly been moving towards a cashless society. Most of us carry one or more credit cards with us at any time. We are always ready to pull out one of those cards and make the purchases that we want to make. It is easy and reliable for sure, but some ponder if there are still reasons to carry cash at all. The answer may still be yes. Continue reading

Three Signs That You Might Be Living Beyond Your Budget

Many people today are living beyond their budget. Unfortunately, they don’t know how to interpret the signs that their spending habits are unhealthy and end up living in debts. The pressure to meet certain lifestyle standards are contributing significantly to this trend. L

iving beyond your budget can leave you financially and economically vulnerable in times of emergencies, and this is not a position in which you want to find yourself. Here is a comprehensive checklist of the warning signs that you are living beyond your budget and practical solutions to this challenge. Continue reading

Three Tips For Budgeting When You’re Unexpectedly Between Jobs

Getting laid off is a devastating life event for anyone to have to bear. It is troubling for a variety of reasons, not the least of which is the fact that you still have to figure out how you are going to survive monetarily. 

A large number of people live paycheck to paycheck. It is not a great way to live, but it is the reality of the lives of plenty of people. Given this, there are a few things worth taking a look at in terms of dealing with this situation. 
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Don’t Miss These Job Hunting Red Flags

When you find yourself wandering in the desert of unemployment, even a sniff of interest from ANY source can send your heart into joyful palpitations. The only thing that kills self-confidence deader than rejection is being unable to land an interview in the first place.

The bad news is that working for some companies might be worse than no job at all. You need to develop the skill of noticing the invisible red flags waving proudly throughout the “vetting” process. Whether it’s in the text of a job ad or in the midst of an interview, here’s how to save yourself a boatload of woe. Continue reading

10 Neon Signs You’re Not Paid What You’re Worth

By MJ Plaster
“Money is just a scorecard.” That’s what people of vast wealth say. Far more view it as a means to buy day-to-day necessities while juggling meager amounts just to keep their heads above water. Your beliefs about money could be limiting your supply. Follow along as we look at 10 flashing red signs that you’re underpaid and explore ways to remedy the situation.
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10 Danger Signs You Are in the Wrong Career

By MJ Plaster

Cue the ambulance sirens: Your health could be in peril if you dread Monday mornings. Heart attacks occur on Mondays more than any other day of the week. According to Dr. Stephen Sinatra, they most often strike between the hours of 5 a.m. and 10 a.m. While correlation doesn’t necessarily equate to causation, a huge leap isn’t required to make the connection between the start of a new workweek and the higher incidence of heart attacks.

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A Peek Into the Upside-Down Financial World of Millennials

By: Dayana Enriquez
Fellow Millennials, this is a sneak peek into your future and a plan to change your destiny. It’s also a glimpse into our generation’s world for those who have forgotten what they once faced as 20- and 30-somethings. At least once during their lifetime, most adults encounter what they feel is a losing battle with managing finances wisely. If you fall into the “it’ll never happen to me” category, I commend you for your optimism. All others can keep reading.
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How To Save Money And Still Live Life To The Fullest

There’s a constant battle in life between saving and spending money. You want to enjoy life each day with a decadent cup of coffee, but that trip to Jamaica is calling your name. There are some strategies in life that can help you save money while enjoying it at the same time. You simply need to sit down, look at your financial reality and make some plans today. Continue reading

Five Tips For Finding Financial Freedom In 2017

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Financial freedom can be difficult to obtain without the right habits and rules established. For those who live paycheck to paycheck, it can be challenging to plan for the future or enjoy life while living on limited funds.

To obtain financial freedom in 2017, there are a few important tips to follow that will prove to be effective.

Pay Off Debt

Debt is one of the main inhibitors of growing your wealth due to money that must be repaid in addition to interest, which can add up to thousands of dollars each year. Continue reading