Category Archives: Personal Finance

Four Tips For Giving Great Gifts Without Breaking The Bank

As the holidays roll around we all start to look for ways to cut corners and save as much of our hard earned money as possible. The good news is that it is absolutely possible (and even easy) to save money without sacrificing any holiday joys! Let’s take a look at some effective ways to have a truly memorable holiday season without breaking the bank. Continue reading

Long Term Financial Tips For New College Students

Most high schools and colleges don’t require that their students take finance classes. As a result, many college students and young adults become somewhat clueless when it comes to managing money. That’s why this article will reveal the four most important things that college students need to know if they want to live a comfortable and abundant life after college. Continue reading

Carrying Cash In a Cashless World

For decades, the world has slowly been moving towards a cashless society. Most of us carry one or more credit cards with us at any time. We are always ready to pull out one of those cards and make the purchases that we want to make. It is easy and reliable for sure, but some ponder if there are still reasons to carry cash at all. The answer may still be yes. Continue reading

Three Signs That You Might Be Living Beyond Your Budget

Many people today are living beyond their budget. Unfortunately, they don’t know how to interpret the signs that their spending habits are unhealthy and end up living in debts. The pressure to meet certain lifestyle standards are contributing significantly to this trend. L

iving beyond your budget can leave you financially and economically vulnerable in times of emergencies, and this is not a position in which you want to find yourself. Here is a comprehensive checklist of the warning signs that you are living beyond your budget and practical solutions to this challenge. Continue reading

Three Tips For Budgeting When You’re Unexpectedly Between Jobs

Getting laid off is a devastating life event for anyone to have to bear. It is troubling for a variety of reasons, not the least of which is the fact that you still have to figure out how you are going to survive monetarily. 

A large number of people live paycheck to paycheck. It is not a great way to live, but it is the reality of the lives of plenty of people. Given this, there are a few things worth taking a look at in terms of dealing with this situation. 
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Don’t Miss These Job Hunting Red Flags

When you find yourself wandering in the desert of unemployment, even a sniff of interest from ANY source can send your heart into joyful palpitations. The only thing that kills self-confidence deader than rejection is being unable to land an interview in the first place.

The bad news is that working for some companies might be worse than no job at all. You need to develop the skill of noticing the invisible red flags waving proudly throughout the “vetting” process. Whether it’s in the text of a job ad or in the midst of an interview, here’s how to save yourself a boatload of woe. Continue reading

10 Neon Signs You’re Not Paid What You’re Worth

By MJ Plaster
“Money is just a scorecard.” That’s what people of vast wealth say. Far more view it as a means to buy day-to-day necessities while juggling meager amounts just to keep their heads above water. Your beliefs about money could be limiting your supply. Follow along as we look at 10 flashing red signs that you’re underpaid and explore ways to remedy the situation.
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10 Danger Signs You Are in the Wrong Career

By MJ Plaster

Cue the ambulance sirens: Your health could be in peril if you dread Monday mornings. Heart attacks occur on Mondays more than any other day of the week. According to Dr. Stephen Sinatra, they most often strike between the hours of 5 a.m. and 10 a.m. While correlation doesn’t necessarily equate to causation, a huge leap isn’t required to make the connection between the start of a new workweek and the higher incidence of heart attacks.

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