Category Archives: Personal Finance

Five Tips For Finding Financial Freedom In 2017

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Financial freedom can be difficult to obtain without the right habits and rules established. For those who live paycheck to paycheck, it can be challenging to plan for the future or enjoy life while living on limited funds.

To obtain financial freedom in 2017, there are a few important tips to follow that will prove to be effective.

Pay Off Debt

Debt is one of the main inhibitors of growing your wealth due to money that must be repaid in addition to interest, which can add up to thousands of dollars each year. Continue reading

5 Ways You Can Start Saving More Money Today

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No matter how much money you make, there can be times when you wish that you had more money in the bank or were able to save more for retirement. The good news is that there are many easy steps that you can take to save money today. Let’s take a look at some of the specific actions that can reduce your expenses right now.

Get Rid of Anything That You Don’t Use

If you find that you only watch television on Sundays when your favorite football team is playing or only watch the nightly news, you may not need the digital cable package. Replacing the $150 a month cable bundle with an antenna can save thousands of dollars a year without compromising your quality of life. Getting rid of your smartphone for a prepaid standard phone is another great way to save hundreds or thousands a year without altering your lifestyle. Continue reading

Does the Big 40 Mean “You’re Fired”?

young creative startup business people on meeting with older senior mature businessman at modern office making plans and projects with post stickers on glass

According to Bloomberg TV, the median age of the U.S. worker is 42. In the established tech industries, the median age is around 31 and, in tech startup companies, it drops to around 22.
Many of us who have passed our 40th birthday feel it was a watershed moment when we came into our own. We will tell you, “At 20, we knew it all; at 30, we realized we didn’t; and, at 40, we had gained enough maturity to know that the more we thought we knew, the more we had to learn.” Yet today, 40 can signal the approaching end of a career. What’s wrong with this picture?
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Five Personal Finance Lessons To Pass On To Your Kids

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Most parents know that they should talk to their child about drugs and alcohol, and many adults are willing to sit down and have a conversation about the birds and the bees. However, when it comes to money, many parents are lacking. About twenty percent of parents have never really spoken with their kids about the importance of managing finances. Continue reading

Five Tips For Safely Spending In Retirement

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Just about everyone from financial gurus to employers to the government will encourage workers to sock away a portion of their hard-earned cash each pay period for retirement.

While there are some studies that indicate quite clearly that many have either been unwilling or unable to do so, there are other Americans who have been able to save a nice nest egg for their golden years. Recommendations on how to spend down this stash of cash are a bit less common. Here are some tips that can help you ensure that you do not run out of cash in retirement. Continue reading

The Beginner’s Guide To The Stock Market

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You may have heard of the Dow or even know what a stock is. However, do you know what it means to invest in the stock market?

While this may surprise you, you may already be invested in the market if you have a 401k or have company stock options or some other ownership stake. What should you know about the market before you start investing to help you make better decisions? Continue reading

Hit “Reply to All,” Lose Your Job, Risk Your Life

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By MJ Plaster

Have you made an email blooper or blunder that caused you to “die a thousand deaths”? Congrats! You have a pulse. Unfortunately, one email mistake could end your career or destroy your life. Think back to the first rule you learned when you went online: The Internet is forever—if you don’t want it broadcast on the 6 o’clock news, don’t put it out there.

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