Just about everyone from financial gurus to employers to the government will encourage workers to sock away a portion of their hard-earned cash each pay period for retirement.
While there are some studies that indicate quite clearly that many have either been unwilling or unable to do so, there are other Americans who have been able to save a nice nest egg for their golden years. Recommendations on how to spend down this stash of cash are a bit less common. Here are some tips that can help you ensure that you do not run out of cash in retirement. Continue reading
You may have heard of the Dow or even know what a stock is. However, do you know what it means to invest in the stock market?
While this may surprise you, you may already be invested in the market if you have a 401k or have company stock options or some other ownership stake. What should you know about the market before you start investing to help you make better decisions? Continue reading
By MJ Plaster
Have you made an email blooper or blunder that caused you to “die a thousand deaths”? Congrats! You have a pulse. Unfortunately, one email mistake could end your career or destroy your life. Think back to the first rule you learned when you went online: The Internet is forever—if you don’t want it broadcast on the 6 o’clock news, don’t put it out there.
It may seem strange to even contemplate placing your money anywhere besides the bank, where most of our paychecks are automatically deposited anyway.
But there are actually a lot of places that money can be stored that can help your or your loved ones – either at the drop of a hat or in the future.
Some of the ideas here my seem a bit unconventional, and obviously they come with their own risks, so be sure to consider all of your options carefully before proceeding. Continue reading
Depositing money in a bank is safe, right? But did you know your money can be eaten up by fees in no time. Avoid Bank/Credit Union Fees!
By MJ Plaster
You might not know your work is killing you. I didn’t either until a couple of years ago when I stumbled upon the killer that we all have in common. If you work outside the house, you probably don’t eat as well as you could at work. You might even hate your job.
But neither of those is the No. 1 workplace killer. In fact, those of us who work at home are probably at greater risk because we may have fewer distractions than our office counterparts do.
By MJ Plaster
A-thousand-and-one lessons? At least! Successful people distill knowledge acquired through self-education and life experiences into wisdom. As Paul Simon and Art Garfunkel remind us, we don’t learn much of anything important in school. Those who pursue relentless self-education and act on knowledge learned are destined for great things.
We all know that there are just some things you shouldn’t say at work. Even if you consider your co-workers your friends, when you are on the clock, it is important for everyone that you mind your p’s and q’s. But during the holidays, when everyone is feeling either a bit more relaxed or boiling under the pressure of family commitments and end of the quarter deadlines, it is easy to fall into random topics of conversation around the water cooler.
At some point in your adult life, you will find yourself stuck doing a job that you hate. Even if that job is in a career that you love, it may be necessary to move on before you risk burning out completely.
What are some tips that can help you escape from a bad job and get your career back on track in 2016? Continue reading
By : Jurissa Ayala
Tis the season for shopping and, for most people, overspending. You don’t have to let that be your tale for morning after Christmas regret. You can spread holiday cheer without breaking the budget. These tips and tricks will help you resist impulse buying throughout the holidays so your New Year doesn’t begin in budget jail.