By MJ Plaster
The disasters keep rolling in—one right after the other. Unpredictable weather is one of the things Americans have learned to live with. It’s when, not if, a natural disaster or a wind-fueled wildfire will strike. As a business owner, you want to protect inventory, physical buildings, data, employees and office pets.
I’ve been through more natural disasters than I care to remember, including Tennessee’s Thousand-Year Flood in 2010 when my home sustained six feet of gushing water. I lived to tell the story and worked my way through the labyrinth of complex forms, organizations, qualifications, etc., the hard way. Now that I’ve earned the t-shirt, I’ll share what I’ve learned.
September has arrived in full force, and that means people are starting to look forward to the holiday season. Lots of companies make 40% of their annual revenue in the last quarter of the year, and even though September is almost half-way over, it is not too late to prepare and take full advantage of the upcoming shopping craze. Here are four tips for prepping your business for the 2017 holiday season. Continue reading
Most high schools and colleges don’t require that their students take finance classes. As a result, many college students and young adults become somewhat clueless when it comes to managing money. That’s why this article will reveal the four most important things that college students need to know if they want to live a comfortable and abundant life after college. Continue reading
By the CheckWorks Team
At CheckWorks, we take every measure to inform and protect our customers and website visitors in the areas of business and personal finances. A breach at Equifax, one of three U.S. credit-reporting agencies, has compromised much of its customers’ data. Some people, including young adults who are new to the world of credit, may not know that Equifax maintains credit profiles on all Americans in the credit system. Below, you’ll find out what’s at risk and the steps you can take to protect yourself and your credit. Tell everyone you know about this breach, and send them to this article for details and links to vital information.
When you think about personal finance wisdom, you may envision suggestions that have been passed down from generation to generation. However, advice in its more nascent stages may actually guide you in a more appropriate manner. Continue reading
By MJ Plaster
“Oh, dear God, it’s Monday, and I don’t know whether to stab out my eyeballs or slit my wrists.” If that’s what runs through your employees’ minds after the weekend, I know a secret. You might think they loathe their jobs, but it’s more likely they hate you, their Cretan boss. And, what’s worse, these bosses may be so self-absorbed that they have no idea their employees feel this way.
In a day and age that small business trends are always changing, we’re seeing small businesses hire fewer accountants, a position that was always a must for business owners to hire in the past. But why is this the case? Costs certainly do factor into it, but that isn’t the only reason there’s been a shift in hiring. Continue reading
For decades, the world has slowly been moving towards a cashless society. Most of us carry one or more credit cards with us at any time. We are always ready to pull out one of those cards and make the purchases that we want to make. It is easy and reliable for sure, but some ponder if there are still reasons to carry cash at all. The answer may still be yes. Continue reading
Many people today are living beyond their budget. Unfortunately, they don’t know how to interpret the signs that their spending habits are unhealthy and end up living in debts. The pressure to meet certain lifestyle standards are contributing significantly to this trend. L
iving beyond your budget can leave you financially and economically vulnerable in times of emergencies, and this is not a position in which you want to find yourself. Here is a comprehensive checklist of the warning signs that you are living beyond your budget and practical solutions to this challenge. Continue reading
Getting laid off is a devastating life event for anyone to have to bear. It is troubling for a variety of reasons, not the least of which is the fact that you still have to figure out how you are going to survive monetarily.
A large number of people live paycheck to paycheck. It is not a great way to live, but it is the reality of the lives of plenty of people. Given this, there are a few things worth taking a look at in terms of dealing with this situation.