Tag Archives: Financial tips

Guide to Tipping Etiquette

In most parts of the world, tipping is not mandatory, or even expected. However, in the U.S., you are expected to tip if you go to certain places and most people feel it is a moral obligation. Nonetheless, sometimes you find yourself at a loss on how much to tip for certain services.

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The Benefits of Having a “Money Buddy”

Based solely on this headline, you may be wondering: What on earth is a money buddy? Let us clarify that, no, a money buddy is not someone who helps you spend money. Quite the contrary! A money buddy is a person capable of helping  you manage your money properly.

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5 Finance Tools Your Small Business Should Have

If you run a small business, managing your finances is one of your most important tasks. Fortunately, there are many fine software tools available that can help you do just this. Here are five finance tools your small business should make use of.

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5 Best Personal Finance Apps of 2018

Gone are the days of balancing checkbooks and keeping a budgeting journal. With our smartphones consistently at our fingertips, all financial matters are handled in the virtual world. We deposit checks, monitor our spending, and seek financial advice all on our smartphones. What’s more, we have the assistance of widely-lauded applications to make all of this easier.

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5 Great Side Gigs to Supplement Your Income

The internet has made finding additional sources of income so easy. Many people are taking their talents and learned skills, and applying them to side gigs. Between Uber, TaskRabbit, and countless other other similar services, supplemental work is more abundant than ever. In today’s article, we’ll be breaking down five side gigs that you can start today and will eventually pay off in the long run.

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Seize the Summer While Minimizing Spending

With summer in full swing, many people may already be feeling a pinch in their pocketbooks. Unlike the fall and winter seasons when people are more likely to want to cozy up at home and be hermits, the siren call of the warm sun and blue skies are irresistible to many wanting to make the most out of these glorious months. Continue reading

Millennial Money: Personal Finance Lessons from Millennials

Millennials have a false reputation of not being savvy with their finances. There seems to be a stereotype regarding money management that has adhered to this generation with no known cause. While millennials are inarguably faced with the largest debt burden compared to previous generations, they are using that drawback to exercise smart spending and saving skills.  The fact is that millennials are actually quite creative and knowledgeable when it comes to their finances. They just save and invest in different ways than most other generations are accustomed to. Here are some lessons to take from the millennial generation. Continue reading

Saving for Retirement Without a 401(k)

While investing in a 401(k) retirement plan is a viable option for some people, there are several alternatives for building a nest egg that will provide you with more flexibility. Your employer may not offer a 401(k) plan, or even if they do, you may be seeking a backup plan. Here are four options for saving for retirement outside of a 401(k).

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Don’t Ignore Your Credit Score

Photo by CafeCredit under CC 2.0

You may be like so many other people and be confused about what your credit score means and how it impacts you. Another common misconception is that you shouldn’t use credit unless you can’t afford something. This may be putting you at a disadvantage when you need to make a larger purchase, such as a car or a home. Continue reading