Monthly Archives: July 2015

AMS: The Magic of a Winning Corporate Culture

AMS-Image 2

By MJ Plaster

When you click “Buy Now” on the Internet, you trust the retailer to deliver your package on time and in perfect condition—and that usually happens. But did you know that a third-party fulfillment company is often the invisible partner that handles all the pesky details to make it happen?

AMS Fulfillment (AMS), a privately owned business based in Valencia, California, provides a seamless end-to-end delivery system to retail partners who choose not to run their own warehouses. The company accepts delivery from the manufacturer, unpacks and inspects the merchandise to ensure quality control, repackages it for the end consumer, ships and tracks the delivery, allowing clients to share the HR resources at AMS.

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Common Financial Emergencies That Can Appear Without Warning


From the mundane to the catastrophic, there’s never a good time for a financial emergency. The funny thing about these emergencies, though, is the fact that they’re never surprising at the core; they’re all inevitable at some time or another, but few are prepared when it happens to them. Continue reading

5 Unique Ways Baby Boomers Are Making Money From Home

Hands holding a piggy bank and a house model. Housing industry mortgage plan and residential tax saving strategy

By Jurissa Ayala

In today’s fast-paced, technology driven world, opportunities abound for earning money while staying at home. This is especially beneficial for baby boomers who have graduated to the level of senior citizens.

While achieving senior citizen status has its benefits, many prefer to stay busy and productive. Through the years, seniors have learned a lot of things whether its through a specific career path, travel, hobbies or life experiences and now they are ready to put their lifetime of experience back to work, staying engaged, being involved, and all the while earning money from the comfort of home.

If you’re ready to “punch” a work-at-home timecard, consider one, or all, of these potentially profitable ideas.

Freelance Writing

Many seniors have a desire to write but don’t know where to begin or they don’t realize there’s a market for their knowledge on the Internet. Every website has content that has been written by staff writers or contracted to third party content websites that use independent writers to produce the work. As an independent contractor, writers are responsible for claiming the income and paying taxes but it can be a lucrative home job once a client base is established.

Use the many free writers websites that provide information to aspiring freelancers about companies that are hiring and links to the application page. There is no need to sign up for any service that charges for this information. It’s readily available by doing a little research on your own.

Share the experience you’ve garnered through the years to create informational content. If you have a career specialty such as marketing, finance, retail sales, fashion buyer, human resource or customer service representative, veterinary assistant, chef, home designer and decorator, home renovator, plumbing specialist, and much more, your experience and talent are worth money.

Create a Website

Set up your own at home business with a website where your experience and expertise can earn additional income. Whether you work as an independent travel agent, web designer, consultant, freelance writer, or any other online service related field, you set the prices, terms, and a schedule that works for you.

The website can also serve as a storefront to sell individual or bulk items. Whatever you choose to sell, it’s important to “network” or “link” your other selling venues such as eBay or Etsy to your website to showcase your online inventory. For flea market inventory, post pictures and prices on your website. Through networking, you’ll draw more customers which generate more traffic to the individual websites that can result in more sales.

You can buy and register a domain name and also sign up for an online store at or use an optional free service to create a website at that also offers an ecommerce shopping cart to sell goods and services.


eBay has been a source of making money from home for many years. The company takes a percentage of each sale and in return provides the platform to sell just about anything. You have access to plenty of information explaining how to set up an account, determine pricing and shipping, and how to receive payments through PayPal. You are responsible for keeping track of sale items, providing feedback to buyers, collecting payments, and shipping the item.


Open a shop at Etsy and sell handcrafted, vintage, and collectible items or supplies. It’s fun, easy to set-up, inexpensive to post sale items, and Etsy, like eBay, takes a percentage of sales to keep the site running smoothly.

Telecommuting Jobs

Consider working as a customer service representative, data entry operator, medical coder,  virtual assistant, or other telecommuting jobs in the comfort of your home office. Many companies outsource work to at-home employees. Just a few of the telecommuting opportunities that exist are in the fields of home shopping sales, insurance companies, medical billing, graphic designers, software developers and virtual administrative assistants.

Each company has its own training and equipment requirements. Some may require onsite training for a short time, while others offer online training via a computer and phone where you will work through a paid training course over a set number of days with a trainer.

Companies may offer fulltime or part-time positions with various schedules during the day, evening, and weekends with set working hours and scheduled days off. Depending on the company, assigned schedule, employee status as a regular employee or a temporary employee, you may be eligible for insurance, employee discounts, paid holidays, and accrue time for sick leave and vacations.

Is Facebook Making you more Vulnerable to a Grandparent Scam?

Checkworks-Grandparent scam- new img

The grandparent scam has been around a few years, according to the FBI, but numbers have increased dramatically as seniors become more active online and with social media. A typical grandparent scheme involves a phone or email; someone identifying themselves as one of your grandkids will claim to be in trouble and need immediate financial help. Continue reading

How You’re Shooting Yourself In The Foot Financially

Feel free to use this image, just link to www.SeniorLiving.Org

PHOTO: SeniorLiving.Org

Making consecutively poor spending decisions can leave you drowning in a sea of debt. The following article explains the most common ways you could end up shooting yourself in the foot financially.

Making Too Many Small Purchases and ATM Foreign Withdrawals

You may be good at keeping up with big expenditures but not so good at monitoring your spending habits when making small purchases. Small purchases can quickly add up, especially when they’re made on impulse or done by habit. Continue reading

Designer Duplicates: 5 Tips for Avoiding a Counterfeit Bag

women handbags hanging on wall in store

For as long as high-end designers have produced exclusive handbags, buyers have had to avoid near identical fakes. Thrifty fashionistas enjoy a convincing knockoff, but the majority of people want the real thing. So, how can you tell that the item you’re buying is authentic?

The reality is, people are duped by designer knockoffs every day, and the counterfeit bag market remains a billion dollar industry. Scam artists no longer prowl the streets of major cities looking for their next shopping victims. Instead, they target online buyers by providing false descriptions, pictures, and the promise of an unbelievable deal for their inferior products. So-called “purse parties” also remain popular, where hosts bring in vendors to supply designer or imitation bags at down-to-earth prices. Continue reading

Five Tips For Resisting The Urge To Spend Frivolously


In this day and age, spending money like water often seems like part of the American way. Unfortunately, it’s this kind of frivolous spending that gets so many people deep in debt and cripples their ability to save money for their future security.

In order to combat the problem, it’s necessary to rethink the way you spend money. Here are some tips that can help you achieve this. Continue reading

How Much Does The Internet Know About You?

Suspicious businesswoman siting on the desk with laptop computer

Our society relies heavily on the Internet for information, commerce, communication and entertainment. Increasingly, though, logging on comes with a distinct Big Brother-style unease. Many people are worried how much the Internet knows about them and would like to limit this information, but can’t find the right answers. Well, here they are. Below we’ve outlined some of the most salient questions Internet users have, as well as the best ways to protect yourself. Continue reading

Keeping The Debt Hounds At Bay


Maybe you’re a new graduate embarking on your first full-time job. Or, after much effort, you’ve managed to pay off all your credit card charges. Or you’ve just gotten a big raise, so that your income comfortably exceeds your expenses.

Isn’t it great not having to worry either about having to pay interest or whether you’ll have the money to meet next month’s bills? If you want to keep yourself in your happy state, follow these tips for staying debt-free: Continue reading