By MJ PLaster
On a beautiful California afternoon, you might find Dale Rodgers, owner of Armed Exterminators (www.armedexterminators.com), taking an occasional walk along the beach in Malibu. Those who rise with the chickens can catch him swimming laps at the YMCA most mornings. If you were to connect the dots between these two data points, you might conclude he lives a life of leisure. But things are not always as they seem.
Scammers hurt small businesses in the United States every year. According to the Association of Certified Fraud Examiners, the median loss is a whopping $98,000.
The prevention of fraud requires monitoring the workplace, continuously updated controls, data systems, and special procedures related to preventing fraud and scams. Fraud happens when there is opportunity.
The individual may believe the company owes him or her additional compensation. Perhaps the perpetrator knows precisely how weak the company’s controls and systems are and believes he or she will not be caught. Continue reading
By Jurissa Ayala
In our day and age, we have the amazing ability to be hooked up to the Internet and perform our business, our banking, schooling and communication from anywhere we want. However, our security online depends greatly on our ability to protect our personal accounts from unauthorized access, as malicious users try to break into other people’s accounts thousands of times every day. Passwords are the linchpin in our security, and it is vital that we create strong passwords to protect our accounts and our identities.
Financial stress is a part of life, and college life is no different. Whether a student has parents who pay for many expenses or parents who encourage economic independence, every student should learn and practice some basic financial principles to keep them afloat during school and prepare them for the future.
Learn the difference between wants and needs.
Setting priorities is crucial for financial success. Think about the most basic needs you have: food, clothing, housing, safety, etc. Create a list of must-haves on which you’re unwilling to compromise but be willing to make some sacrifices. Continue reading
By MJ Plaster
If you’re willing to make sacrifices and cultivate the can-do mindset necessary to become a millionaire, it is probably within your reach. Let’s look at three ways people earn their entrance into the millionaire’s club.
The financial aspect of a business is arguably the most essential for every entity. This is not only required for the perusal of the different stakeholders in the company, but it is also the core indicator of whether the business is making profits or losses, and what measures can be taken based on these indicators.
Normally, businesses that have gone public require having their financial records filed for a number of reasons. The Securities and Exchange Commission requires these documents in order to properly propose the securities laws and in order to effectively regulate the securities market industry. Continue reading
By MJ Plaster
You know the line from King Henry the Sixth even if you’ve never read a word of Shakespeare: “First thing we do, let’s kill all the lawyers.” Here we’re talking about black hat hackers, the ones that wreak havoc with computer networks and Internet sites around the world. I’m probably next on their list after that headline, but how else can I tempt you to read vital information that could save your business?
When it comes to business, the holidays are your best time of year. When people are getting ready to relax, you should be getting ready for the busiest time of the year. The fact is that relaxing means consumption, and consumption is how your company gets rich!
In order to maximize your take in this holiday season, you should take some things into consideration. Here are some of the top reasons that your business should start getting ready for the holidays right now.
By Jurissa Ayala
Many women would die to reach into their closets and pull out a new designer garment for every day of the week. But considering today’s unstable economy and the exorbitant prices demanded by high-end brands, this is unrealistic. Luckily, businesses are capitalizing on the public’s desire for luxury apparel. America’s new approach to a sharing economy is via rental.
Eager fashionistas now flock to various websites to borrow high-priced handbags, jewelry, and gowns for a fraction of the retail cost. Each lender comes with its own unique system and policy, but all in all, fashion-hungry women are making out like bandits as they sell, borrow, and buy some of the most coveted pre-used luxury pieces on the market.
Here’s a spotlight on some of the most Continue reading
By MJ Plaster
Before you leap into outsourcing, consider how it could affect established relationships with current employees and customers? It’s one thing to save money, but you don’t want to lose key employees or have customers run for the exit.
What Is Outsourcing?
The term “outsource” has two meanings:
- To contract with a person or business to provide talent that doesn’t reside within your workforce. The talent you hire is “work for hire” or sometimes hired on retainer and must fall within IRS guidelines for contractors.
- To offshore work to a country with cheaper labor.
Both forms of outsourcing provide a service that’s cheaper than hiring an employee when you consider employee overhead.