When you reach the end of your checkbook, your first instinct might be to call your bank for a new book of checks. This is fine, as long as you don’t mind paying more for your checks. Bank prices on new checks are often higher than what you pay if you order checks online. Here at www.checkworks.com, we have a huge assortment of checks — and our prices are very affordable. You can typically save 50% by ordering checks from us!
If you have never ordered any checks online before, here are some reasons why you may want to consider it:
You can choose from a wide selection of designs. There is no reason why your checkbook has to be boring — after all, YOU aren’t boring. We offer various styles, including nature, animals, biblical, and patriotic. Choose a style that fits your personality, instead of something plain and boring from the bank!
Enjoy the convenience of ordering from the comfort of home. You can take your time choosing the perfect checks, place your order with just a few clicks, sit back, and relax — your checks will soon arrive on your doorstep!
You can add on accessories, such as a checkbook cover or a new register, to complete your checkbook. A register will help you keep careful track of your purchases; our covers, available in various colors and styles, will protect your checks with a personal touch.
You can order checks for your business at the same time you order your personal checks. We are your one-stop shop for all of your checking account needs!
The ordering process is quite simple. Just find the checks and accessories you want, then fill out the easy-to-understand order form on our site. You can also call and order your new checks over the phone, or you can fax us your order — whichever method is easiest for you.
Contact us today at www.checkworks.com to get the answers to all of your frequently asked questions, and place your first order for new checks. You will not be disappointed with your purchase, and your satisfaction and security is 100% guaranteed!
One of the most important financial decisions you will make is the decision to open a checking account. Opening the account is fairly easy, and, once your account is open, you can order checks from almost anywhere, including here at CheckWorks. If you have never opened a checking account, here are some tips to help you do it with ease:
Research various banks before making a decision. Some banks require a minimum deposit to open a checking account. Others may have no minimum opening deposit, but they may require a minimum monthly balance. Research the benefits of each bank and choose the one that best fits your needs.
Pay attention to any monthly fees! This cannot be stressed enough. Some banks charge a monthly maintenance fee for you to even have an account. There are many banks that offer free checking accounts, which means you never have to pay any fees for having the account. If you choose a bank that charges fees, make sure you can afford to pay them each month.
Online banking is becoming quite popular. This type of checking account has no physical bank location. Instead, everything is handled online. You can still get a debit card and printed checks, and you can still make deposits, although direct deposits are usually the better choice.
If ever in doubt, don’t be afraid to contact customer service of any potential bank and ask questions. Information is power, especially when it comes to managing your money, so make sure you are an informed consumer.
Now that you have your first checking account open, you are ready to order your first box of checks. Your bank may offer you a small number of free checks for opening the account. However, if you want those checks personalized, you can expect to pay extra. Here at CheckWorks, we have a huge selection of personalized checks that you can choose from for your checking account. You can choose from various prints, including animals, quotes, and other popular styles. Our prices are very affordable and our shipping is fast.
Contact us today at www.checkworks.com to order your first box of checks for your new checking account. We are standing by to answer any questions you might have.
Living on your own for the first time can be quite the overwhelming experience. All of a sudden, you are in charge of your life. Your parents aren’t there to write the checks to pay the bills — you have to do it on your own. Making the transition from childhood to adulthood is not an overnight process. It is something that takes time, and you can expect to make your fair share of mistakes. The biggest responsibility you face is meeting your financial obligations. Here are some tips to help you get started into adulthood with solid financial footing:
Open a checking account as soon as you get your first job. Even if you are not a legal adult yet, you can still open a checking account. You may need your parents’ help, but once you have a checking account, you can start managing your money.
Keep track of every check you write. You can do this by using the ledger that comes with your checkbook, or you can order a check register from us. Writing down every purchase you make and every bill you pay will help you keep track of where your money is going.
Don’t forget to keep track of all deposits. It can be easy to overlook a deposit if it is made automatically, so make sure you know when your paychecks will be deposited.
Balance your register with your bank statement every month. Make sure there are no discrepancies.
Learning financial responsibility starts as soon as you have money to manage. Whether it is an allowance or a job, opening a checking account will help you learn to manage your money. If you choose not to open a checking account until you are a legal adult and moved out on your own, keep those tips in mind. It is never too late to learn how to be financially responsible.
One last thing to keep in mind — when you do move out on your own for the first time, make a budget and stick to it. There are various ways you can do this. One popular method is the envelope system, in which you have an envelope for all expenses, such as utilities, rent, food, entertainment, gas, etc. Once the envelope is empty, you cannot refill it. This will help teach you to budget your weekly allotments with care.
Contact us today at www.checkworks.com, and we can set you up with personalized checks for your checking account.
It only takes a little while to ruin your credit — but it can take years to repair it. With the rough economy of the past few years, more and more people are learning what it’s like to have to rebuild their credit. People who once had stellar credit now find themselves struggling to raise their scores past the 600 mark. Whether the cause was a delinquent credit card, or even a foreclosure, the result is still the same — low credit scores and few options for rebuilding. One way you can start to rebuild your credit is through the use of personal checks.
Opening and maintaining a checking account is a great first step towards establishing yourself as creditworthy again. When you maintain a checking account in good standing for months and even years, you are demonstrating to creditors that you know how to manage your money. Some of the ways to maintain your account include:
Making regular deposits into your checking account. If possible, opt for direct deposit from your employer.
Write a steady amount of checks each month.
Keep your account balanced — never overdraw your account!
Keep your balance well above zero.
The direct deposit of your paychecks is something that a possible creditor, such as an automobile loan lender, can look at. They can see at a glance that you have a steady, reliable income each week. This is also an easy way for them to see how much you earn each week and how long you have been earning your income — factors they will consider when deciding whether or not to offer you a loan.
The use of written checks and keeping your account balanced will also help you to learn important money-management skills. These are important to know, especially if your credit score plummeted due to mismanagement. Maintaining your register provides you with a clear record of where and when you spend money, making it easy for you to see where you can cut expenses. It is much easier to keep track of your money through written checks than by swiping your debit card.
Finally, keeping your balance above zero is another way in which you can show potential creditors that you know how to manage money. It also demonstrates that you always have at least some money on hand, making it easier for you to meet monthly payment obligations. Visit www.checkworks.com to order your new checks for your checking account and start rebuilding your credit one check at a time.
Managing your household budget just got easier, thanks to the wide selection of checks from CheckWorks. The right checkbook can help you keep track of your spending habits, ensuring that your bank account is never overdrawn. An added benefit is that by knowing your specific spending habits, when you need to cut corners, your detailed records will make it easier to eliminate unnecessary spending.
Some of the ways that our checkbooks can help you manage your household finances include:
Duplicate checks – a copy of every check you write provides you with clear records to monitor your spending.
Detailed registers – specific, easy-to-read registers give you a place to record the details of each transaction, which can be quite helpful during tax time.
Numerous styles – while the various styles of our checks may not specifically help you manage your finances, the different styles will at least make your check-writing experience a little bit more fun.
Here are some other tips for managing your finances and staying afloat instead of sinking like a rock.
Remember that a checkbook is not free money – make sure you always have enough in your account to pay for your purchase.
Balance your checkbook every month to ensure that your bank’s records match your own. Any differences should immediately be tracked down and accounted for – never ignore discrepancies.
Invest in one of our binders or other organizational tools – they are perfect for keeping all of your checks, duplicate checks, and registers in one place. When you need to find the records for a specific purchase, you will know exactly where to look. Our Receipt Keeper is another handy item you might find useful if you always have lots of receipts at the end of the year.
Make sure you always record debit card purchases in your register. One of the easiest ways people become overdrawn is by forgetting to record card purchases. When you choose to use your debit card, whip out your register right then and there to make note of the purchase.
Save your receipts, canceled checks, duplicate checks, and other financial records in a safe, secure place for tax season. Your taxes will be easier to file when you have clear records of the year’s purchases.
To order your checks and registers, visit CheckWorks.com and check out our wide selection of personal checks and registers.
One thing that no one ever tells you is that you are not born with good credit. Credit is something that you have to build; something you have to earn with wise financial choices. When you reach the legal age of an adult, you aren’t likely to have bad credit — but you will probably have no credit. It falls on your shoulders to start to build that credit. The flip side of that coin is that, as an adult, you may have had financial struggles that reduced your credit score. One way you can start creating a strong credit score is with a personal checking account — and CheckWorks is here to help, with our wide selection of personal checks.
Whether you have no credit or bad credit, a personal checking account can help improve your score. The careful management of your money, including minimal over-drafts, can slowly boost your credit score. The longer you have your checking account in good standing, the better you will look to creditors. A personal checking account in good standing over time is an indication of someone who understands their finances, lives within their means, and takes care of their financial obligations.
You can start building your credit before you reach the age of legal adulthood by opening a checking account with the help of your parents. As an adult, you can start rebuilding your score by opening an account and managing it with care. Not only will a personal checking account help you boost your credit score, it will also teach you the ins and outs of money management. By keeping careful records of your checks and balancing your checkbook every month, you will soon be in control of your finances.
Personal checking accounts are great credit starters for young people, and they are great options for anyone wishing to repair their credit score. Here at CheckWorks, we understand the importance of a checking account and your credit score. We offer a wide selection of personal checks that will not only meet your financial recording needs, but will also represent your personal style. Contact us today at CheckWorks to order your first box of personal checks as you begin your journey toward a better credit score.
CheckWorks makes it easy and affordable to get designer quality checks at discount price.
Checkworks holds an A+ rating with the BBB and is a multi-generational, family owned company. We offer every category of check you could possibly need...from personal bank checks to estate and business checks, to checks designed for the visually impaired. We have business checks for laser or inkjet printers and we also offer preprinted payroll checks. Our stylish designs help uphold the image of you and your company while easing the pain of monthly bill-paying. We offer inexpensive but not cheap checks which all come with free shipping options. All personal and business checks from Checkworks come with a 100% satisfaction and security guarantee. If you have ordered from us before, please call us at 866-870-5918 and we can make reordering super fast.
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