Category Archives: Personal Finance

How Seasonal Shifts Affect Spending Habits

You’ve had a hard week and a glass of wine at home just isn’t going to cut it. So you opt to head over to your favorite department store and do a little damage on your credit card. While retail therapy is indeed “a thing,” the psychology behind it may shock you. Your need to spend may have something to do with the weather.

Continue reading

3 Expenses to Shed this Autumn Season

Much like the trees shed their leaves this time of year, it may be time for individuals to do some shedding as well — of the financial nature. Autumn is the perfect time to follow the trees’ lead and strip ourselves of those unnecessary expenses we’ve piled up during summer. 

Continue reading

What the Future of Retirement Holds For College Kids & Seniors

The uncertain times brought on by the coronavirus pandemic and the resulting economic downturn have made many of us turn our attention (and worry) towards our finances. Before the pandemic, we may have felt confident in our financial well-being and our ability to retire one day. 

Continue reading

How COVID-19 is Reshaping Millennial Saving Habits

The coronavirus pandemic has caused the most substantial economic rift to the U.S. economy since the Great Recession of 2008. Due to quarantining policies and business shutdowns, the nation’s unemployment rate reached a staggering 14.4% in April 2020, according to Pew Research

Continue reading

5 Simple Ways to Minimize Food Spend

Splurging on delicious treats is one of life’s many pleasures. And sure, the occasional frozen yogurt here and Chipotle takeout there won’t make much of a dent in your wallet. However, with the average American household spending $7,203 a year on food, it does make you wonder where corners can be cut. 

Continue reading

4 Tips to Spring Clean Your Finances

Spring cleaning might be a heinous thought, and it might usually apply to cleaning the house. However, everyone could do with spring cleaning their finances once in a while. Whether it be clearing some old debts, creating a few more spreadsheets or completing your tax statement, there are plenty of things you can do to keep your finances sparkling clean.

Continue reading

Protecting Your Finances During the COVID-19 Pandemic

Reminders to wash our hands, to keep social distance, and to avoid sneezing and coughing in public have become an almost daily occurrence in the media.  But physical health is not our only concern in the face of stock market plunges, rising unemployment, and forced business closures.

Continue reading