Category Archives: Personal Finance

1,001 Killer Life and Business Lessons in 5 Easy Books

 

stack of books on the dark wood background. toning. selective focus on the middle book

By MJ Plaster

A-thousand-and-one lessons? At least! Successful people distill knowledge acquired through self-education and life experiences into wisdom. As Paul Simon and Art Garfunkel remind us, we don’t learn much of anything important in school. Those who pursue relentless self-education and act on knowledge learned are destined for great things.
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Surviving the Workplace: What NOT to Talk About This Holiday Season

Diversity Business People Discussion Meeting Board Room Concept

 

We all know that there are just some things you shouldn’t say at work. Even if you consider your co-workers your friends, when you are on the clock, it is important for everyone that you mind your p’s and q’s. But during the holidays, when everyone is feeling either a bit more relaxed or boiling under the pressure of family commitments and end of the quarter deadlines, it is easy to fall into random topics of conversation around the water cooler.

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Smart Spending For The Holidays

holidays, present, christmas, childhood and happiness concept - close up of child and mother hands with gift box over shopping center background

 

By : Jurissa Ayala

Tis the season for shopping and, for most people, overspending. You don’t have to let that be your tale for morning after Christmas regret. You can spread holiday cheer without breaking the budget. These tips and tricks will help you resist impulse buying throughout the holidays so your New Year doesn’t begin in budget jail.

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Comparing Your Options: Roth IRA, Traditional IRA, or 401k?

Confused businessman concept as a man standing on a road making a decision on a path to take with a group of arrows going in many directions.

By Bryan Cambra

How do you know which type of retirement account is right for you?

There are three main options available for most individuals. The Roth IRA, Traditional IRA, and 401k retirement accounts are the most common because they are easy to establish and provide tax advantages. Take a look at each one to determine which could be right for your needs.

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Yours, Mine, and Ours : Joint Accounts

Cheerful mature couple embracing by the beach

By Jurissa Ayala

According to Kansas State University researcher, Sonya Britt, arguments over money are top predictors of divorce in relationships – by far. Those small disagreements over how money is spent in the beginning of the relationship become major bones of contention as the relationship progresses.

It’s also why it’s so important to get a handle on money management early in the relationship – before the fighting begins. There are many ways couples can go about this.

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Six Finance Tips for Every New College Student

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Financial stress is a part of life, and college life is no different. Whether a student has parents who pay for many expenses or parents who encourage economic independence, every student should learn and practice some basic financial principles to keep them afloat during school and prepare them for the future.

Learn the difference between wants and needs.

Setting priorities is crucial for financial success. Think about the most basic needs you have: food, clothing, housing, safety, etc. Create a list of must-haves on which you’re unwilling to compromise but be willing to make some sacrifices. Continue reading

Common Financial Emergencies That Can Appear Without Warning

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From the mundane to the catastrophic, there’s never a good time for a financial emergency. The funny thing about these emergencies, though, is the fact that they’re never surprising at the core; they’re all inevitable at some time or another, but few are prepared when it happens to them. Continue reading