By the CheckWorks Team

At CheckWorks, we take every measure to inform and protect our customers and website visitors in the areas of business and personal finances. A breach at Equifax, one of three U.S. credit-reporting agencies, has compromised much of its customers’ data. Some people, including young adults who are new to the world of credit, may not know that Equifax maintains credit profiles on all Americans in the credit system. Below, you’ll find out what’s at risk and the steps you can take to protect yourself and your credit. Tell everyone you know about this breach, and send them to this article for details and links to vital information.

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By MJ Plaster

You’ve been offered a promotion to management, and you know it means “more, more, more.” But more of what exactly? Hold your reply to the offer while we take a candid look at the pros and the cons of moving up to management and the best ways to handle the madness and mayhem of the transition to the elevated position.
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There are a lot of myths and misconceptions about credit cards. Believing these myths can cause you to waste a lot of money. That is why it is important to separate the myths from the facts.

Myth: I do not Need a Credit Card

Fact: Many people believe that they do not need a credit card. They think that it is best to use a bank debit card, cash or prepaid card. You do not necessarily need a credit card, but there are a number of benefits that you can reap from having one. If you use your credit card responsibly, then you can increase your credit score. You can also get rewards when you use your credit card. Continue reading →

We all need to buy expensive things at one point in our lives. It could be something really expensive like a new house or a new car, or it could be a big ticket item like a complete home entertainment system. If you find it too difficult to save for something big, simply follow our suggestions below. These tips will definitely help you make that purchase in no time at all.

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By MJ Plaster

Not since the Gutenberg press have we seen anything like what we’re going to witness in the next five years. The next wave of automation is projected to dwarf the aggregate of the PC revolution and the connected-device (smartphones, tablets, etc.) wave. Connectivity has already dissolved the lines between personal and work lives, and now that we’ve adjusted to being on call 24/7, it’s possible we could undergo an even bigger change—if automation relegates the concept of work to the dustbin.
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When you have a great idea for a product or service, you might want to build up your company’s workforce gradually. Of course, you don’t want to increase your head count before it is financially feasible to do so.

At a certain point, you might need to hire a Human Resources (HR) Director. When do you know that it is the right time to hire an HR Director?

Human Resources by Industry

Are there any industries that should add an HR Director sooner? The service industries – contractors, landscaping and beauty – might be able to handle more workers without adding someone to oversee a department. Many of these jobs are on-site, so there is less time spent in any formal office environment. Continue reading →

The typical education curriculum generally leaves a disappointingly large amount to be desired when it comes to financial education.

The following things are some of the most important financial lessons that just aren’t taught in school, but should always be taken to heart.

Saving is more important than earning

Plenty of people love the idea of making lots of money, but one of the biggest financial lessons to learn is that it’s more important to focus on not losing money. Unnecessary spending is one of the biggest personal obstacles for people of all income levels, and so it is essential to learn how to set up a budget a precisely as possible. Continue reading →

By MJ Plaster

Businesses go to great lengths to recruit the right employees for their workplaces, but that’s only half the battle. The first day on the job is often as unsettling for new employees as their first day of school was. They’re entering foreign territory, and they may feel like an interloper until they get their bearings. They’re hoping to blend in as quickly as possible—just like the new student who enters a new school in the middle of the year. Employers can help to make the new hire welcome and ease their transition into the workplace. And you don’t need us to tell you how important it is to have a happy workforce.

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As your business starts to grow and expand, you might consider hiring an accountant. Depending on how badly you need one, you might be tempted to hire the first or second one you come across. However, this could be a critical mistake. Accountants play a vital role in your business, and any mistakes could be devastating.

Accounting mistakes could result in lost profits or legal trouble. Thus, it is important to ensure your potential accountant is reliable and dependable.  Be sure to check their education, work history, and references. Continue reading →