By MJ Plaster
“It’s the most wonderful time of the year,” right? Not necessarily. For many people, it’s second only to election season on the crazy scale. Between Thanksgiving and the New Year, there’s precious little time between work, professional functions, shopping, decorating, attending parties and hosting family-and-friend get togethers. The week before Christmas starts the “full-on crazy” period.
If you have outstanding debt, you may feel like you’re drowning some days. Getting out of debt is an excellent plan for the new year. Here are a few ways that you can take back control of your financial life.
1. Prioritize your debt by interest rate.
The higher your interest rate, the more you’re going to pay overall. Prioritize your debt by interest rate, not by the amount you have to repay. A lower bill now could end up higher than your highest bill if it has an outrageous interest rate. This is also a good time to take complete stock of all of your debt and to get a realistic of view of exactly how much you owe. Continue reading
By MJ Plaster
As the list of outted perverts grows, it makes you wonder if it would be easier to create a list of people who don’t sexually harass or inappropriately touch people over whom they have power. At the same time, it seems that men are in danger of having their every glance and utterance cataloged to prove harassment. It doesn’t help that everything has become a microaggression.
With only a countable number of days remaining to wrap up the year 2017, small businesses are getting everything needed to file tax of the ending year. As you approach January of the year 2018, ensure that you have all the documents pertaining transactions of your business for the year 2017.
But even before you reach out to your accountant, there are a number of tips that you need to familiarize yourself with. Stay tuned here to find the tips on what you should do or just understand as you approach January 2018. Continue reading
As the holidays roll around we all start to look for ways to cut corners and save as much of our hard earned money as possible. The good news is that it is absolutely possible (and even easy) to save money without sacrificing any holiday joys! Let’s take a look at some effective ways to have a truly memorable holiday season without breaking the bank. Continue reading
By MJ Plaster
Suspend reality for a moment and pretend business doesn’t answer to its gods, the shareholders—or in the case of small-to-medium businesses, monied interests. Whom would you choose for top billing—customer or employee? Before you make up your mind, read about some of the success stories at companies who put their employees first.
Ever since the Equifax hack, many people are concerned about getting their identity stolen. Identity theft affects about 9 million people per year. Even though this is a common problem, there are things that you can do in order to protect yourself. Continue reading
Smaller retailers and merchants who often lack the resources of their larger counterparts may run into any number of problems when attempting to hire seasonal workers in order to expand their existing staff. Organizations that have only limited experience conducting a hiring process would do well to properly prepare themselves before seeking seasonal help. Continue reading
By MJ Plaster
The disasters keep rolling in—one right after the other. Unpredictable weather is one of the things Americans have learned to live with. It’s when, not if, a natural disaster or a wind-fueled wildfire will strike. As a business owner, you want to protect inventory, physical buildings, data, employees and office pets.
I’ve been through more natural disasters than I care to remember, including Tennessee’s Thousand-Year Flood in 2010 when my home sustained six feet of gushing water. I lived to tell the story and worked my way through the labyrinth of complex forms, organizations, qualifications, etc., the hard way. Now that I’ve earned the t-shirt, I’ll share what I’ve learned.
September has arrived in full force, and that means people are starting to look forward to the holiday season. Lots of companies make 40% of their annual revenue in the last quarter of the year, and even though September is almost half-way over, it is not too late to prepare and take full advantage of the upcoming shopping craze. Here are four tips for prepping your business for the 2017 holiday season. Continue reading