There is no doubt that the new year brings with it a sense of renewal, hope for a better life that spurs us toward New Year’s resolutions and annual tasks.
Refreshing Your Finances for the New Year
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Tag Archives: budgeting
5 Easy Steps to Creating Your Own Budget
Managing your money is an essential part of financial planning that can set anyone up to have a successful future and meet critical milestones that are necessary to achieve financial security.
Top 5 Financial Resolutions for 2019
As humans, we all have the vices that we would rather not have. Money definitely acts like one of those vices. For this reason, millions of Americans set money-related resolutions every New Year.
Best Budget-Friendly Gifts for Christmas 2018
The season for gift-giving has arrived, and for many this means making wise decisions that won’t break the budget. However, finding budget-friendly Christmas gifts is challenging. Here are the best budget-friendly Christmas gifts for 2018.
The Benefits of Having a “Money Buddy”
Based solely on this headline, you may be wondering: What on earth is a money buddy? Let us clarify that, no, a money buddy is not someone who helps you spend money. Quite the contrary! A money buddy is a person capable of helping you manage your money properly.
5 Best Personal Finance Apps of 2018
Gone are the days of balancing checkbooks and keeping a budgeting journal. With our smartphones consistently at our fingertips, all financial matters are handled in the virtual world. We deposit checks, monitor our spending, and seek financial advice all on our smartphones. What’s more, we have the assistance of widely-lauded applications to make all of this easier.
Seize the Summer While Minimizing Spending
With summer in full swing, many people may already be feeling a pinch in their pocketbooks. Unlike the fall and winter seasons when people are more likely to want to cozy up at home and be hermits, the siren call of the warm sun and blue skies are irresistible to many wanting to make the most out of these glorious months. Continue reading
Millennial Money: Personal Finance Lessons from Millennials
Millennials have a false reputation of not being savvy with their finances. There seems to be a stereotype regarding money management that has adhered to this generation with no known cause. While millennials are inarguably faced with the largest debt burden compared to previous generations, they are using that drawback to exercise smart spending and saving skills. The fact is that millennials are actually quite creative and knowledgeable when it comes to their finances. They just save and invest in different ways than most other generations are accustomed to. Here are some lessons to take from the millennial generation. Continue reading
Three Signs That You Might Be Living Beyond Your Budget
Many people today are living beyond their budget. Unfortunately, they don’t know how to interpret the signs that their spending habits are unhealthy and end up living in debts. The pressure to meet certain lifestyle standards are contributing significantly to this trend. L
iving beyond your budget can leave you financially and economically vulnerable in times of emergencies, and this is not a position in which you want to find yourself. Here is a comprehensive checklist of the warning signs that you are living beyond your budget and practical solutions to this challenge. Continue reading
Three Tips For Budgeting When You’re Unexpectedly Between Jobs
Getting laid off is a devastating life event for anyone to have to bear. It is troubling for a variety of reasons, not the least of which is the fact that you still have to figure out how you are going to survive monetarily.
A large number of people live paycheck to paycheck. It is not a great way to live, but it is the reality of the lives of plenty of people. Given this, there are a few things worth taking a look at in terms of dealing with this situation.
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