Gone are the days of balancing checkbooks and keeping a budgeting journal. With our smartphones consistently at our fingertips, all financial matters are handled in the virtual world. We deposit checks, monitor our spending, and seek financial advice all on our smartphones. What’s more, we have the assistance of widely-lauded applications to make all of this easier.
The internet has made finding additional sources of income so easy. Many people are taking their talents and learned skills, and applying them to side gigs. Between Uber, TaskRabbit, and countless other other similar services, supplemental work is more abundant than ever. In today’s article, we’ll be breaking down five side gigs that you can start today and will eventually pay off in the long run.
With summer in full swing, many people may already be feeling a pinch in their pocketbooks. Unlike the fall and winter seasons when people are more likely to want to cozy up at home and be hermits, the siren call of the warm sun and blue skies are irresistible to many wanting to make the most out of these glorious months. Continue reading
Millennials have a false reputation of not being savvy with their finances. There seems to be a stereotype regarding money management that has adhered to this generation with no known cause. While millennials are inarguably faced with the largest debt burden compared to previous generations, they are using that drawback to exercise smart spending and saving skills. The fact is that millennials are actually quite creative and knowledgeable when it comes to their finances. They just save and invest in different ways than most other generations are accustomed to. Here are some lessons to take from the millennial generation. Continue reading
When it comes time to invest your money, there are numerous options at your disposal. If you want to be ultra-conservative, you can put your money in a savings account or in US bonds. Both offer a low rate of return with essentially no risk. Continue reading
While investing in a 401(k) retirement plan is a viable option for some people, there are several alternatives for building a nest egg that will provide you with more flexibility. Your employer may not offer a 401(k) plan, or even if they do, you may be seeking a backup plan. Here are four options for saving for retirement outside of a 401(k).
You may be like so many other people and be confused about what your credit score means and how it impacts you. Another common misconception is that you shouldn’t use credit unless you can’t afford something. This may be putting you at a disadvantage when you need to make a larger purchase, such as a car or a home. Continue reading
When you order personal checks from your bank, you probably don’t give it much thought. You choose a color and style you like, place the order, and get on with your day. You don’t think about the price, because you don’t realize that you can order your checks from other vendors, including checkworks.com. When you order your new checks from us, you can still choose the style and color you want — you just won’t have to pay so much for the privilege.
Here are some tips from CheckWorks to help you keep your finances in order:
- Write checks instead of using your debit card. When you write checks, you think more about the purchase. Let’s face it — swiping a card is easy. It is also easy to forget that purchase, which could lead to an overdrawn account. Writing checks forces you to think about the purchase and make a record of it.
- Create a budget that separates your necessities from your non-necessities. Avoid spending money from your rent budget for that unexpected night on the town. Instead, allot yourself a certain amount of money each month for extras. When that money is gone, bite the bullet, stay home, stick to your budget, and, maybe the next month, you will be able to afford to go out.
- Balance your checkbook every month. It may be a chore, but reconciling your checkbook with your bank statement can help you find any unusual discrepancies. If you use some of our handy accessories, like our detailed check register or our useful calculators, you can take some of the hard work out of balancing your checkbook. The time devoted to making sure your records match will pay off when you catch that one suspicious charge.
Life is hard enough without having to deal with the stress of financial worries. These worries include the smaller details, such as ordering new checks. Checkworks.com is here to help relieve some of the stress from your life, so contact us today and place your order.