If you’re looking for a lifestyle centered around spending more on quality items and services and even having money left over to save or invest, then financial minimalism may be for you.
A midwestern couple walks into a mall. They’re looking to get some exercise so they set their FitBits and 9,000 steps later they’ve dropped $500. If you’re waiting for a punchline, there isn’t one. They left the mall with three ramen bowls, two coats, a pair of Doc Martens, and a bag of Lindt truffles they didn’t need when they got there and still didn’t need when they left.
Much like the trees shed their leaves this time of year, it may be time for individuals to do some shedding as well — of the financial nature. Autumn is the perfect time to follow the trees’ lead and strip ourselves of those unnecessary expenses we’ve piled up during summer.
Splurging on delicious treats is one of life’s many pleasures. And sure, the occasional frozen yogurt here and Chipotle takeout there won’t make much of a dent in your wallet. However, with the average American household spending $7,203 a year on food, it does make you wonder where corners can be cut.
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